Group Risk Insurance

Henderson Employee Benefits provides innovative advice and solutions from the ‘whole of market’ for Group Life Assurance, Group Income Protection and Group Critical Illness. Consultancy on business protection insurance is also an important additional proposition we can provide for clients.

It is not merely a question of getting the best rate, based upon a list of data. However, our service in this specialist field does mean that we can secure the best possible rates for your Group Life Assurance (GLA), Spouse/Dependants Pensions, Group Income Protection (GPHi) and Group Critical Illness (CIC).

Getting data that is as accurate as possible helps to provide accurate and competitive results. Issues, such as catastrophe limits, could also be a serious consideration for some clients.

Absence management tracking can provide an employer with valuable data and, with this, we can assist with addressing related issues.

With Group Income Protection insurance there are many different ways in which cover could be considered, such as restricting the term the payments are paid or increasing the deferred period.

Discrimination legislation is another area in which we can provide proactive advice on all aspects of group risk and, indeed, employee benefits in general.

While not technically group risk, we also provide a full proposition around business protection insurance. This can include Keyman Insurance (also known as Keyperson insurance), Co-shareholder cover and Partnership Protection.

In addition, if you require individual life assurance, critical illness cover or any personal protection cover, we can assist.